New Illinois Bill Changes Uninsured & Underinsured Motorist Coverage Law

If you are not familiar with uninsured or underinsured motorist coverage, then above title may not mean much to you. If you have auto insurance, you have the option to purchase uninsured or underinsured coverage, which provides you coverage for bodily injuries should the driver that hit you not have insurance or not have enough insurance coverage, depending on the severity of the injury. If you involved in a car accident with a driver without insurance and are injured, this type of insurance coverage is used to pay your medical bills, lost wages and for any pain and suffering and/or disfigurement. Often times, I have been able to settle these types of cases for my clients without going to an arbitration. If settlement with the insurance carrier is not possible, then we appoint an arbitrator and the insurance company appoints an arbitrator and the two then pick a third, neutral arbitrator. A hearing is then held where the arbitrator issues an award. The hearing (or arbitration) is similar to a trial except there is no jury and the amount of witnesses is limited as evidentiary requirements are waived for certain things like medical bills, medical records and photographs. This is a quicker and less expensive way to adjudicate a case.

This week, Governor Quinn signed House Bill 5575, which raises the limits for the right to reject arbitration awards under underinsured/uninsured motorist insurance policies by 50%. The old limits were $50,000/$100,000 and are now raised to $75,000/$150,000.  Previously, the insurance companies could reject an award for an individual that was over $50,000 if the policy limits were only $50,000. Now the insurance companies would only be able to reject an award if it was over $75,000. You can read the entire bill by clicking here.

This is a victory for those who are seriously injured in car accidents by drivers who do not have insurance or are underinsured. I cannot stress how important it is for drivers to purchase full coverage insurance. You never know if the other driver who causes the car accident has insurance or not. What if you are injured by an uninsured motorist and unable work and support your family?  Purchase full coverage, so you know you and your family will be protected.

If you or someone you love has been injured in a Chicago car accident or Chicago truck accident, then call Chicago personal injury lawyer, Aaron Bryant, for a free legal consultation at 312-614-1076.

Illinois Governor Quinn Vetos Bill That Would Raise Truck Driver Speed Limit

The Chicago Tribune reported this week that Illinois Governor Quinn used his veto powers to overrule a bill that would raise the speed limits for semitrailer trucks from 55 mph to 60 mph on interstates in Chicago and the surrounding area. The bill, which was sponsored by Sen. Jim Oberweis, passed the House 114-0 and the Senate 58-0.  Oberweis said the bill was designed to reduce the differential between cars going 70 mph and trucks limited to 55 mph.

“It would make the roads safer,” said Oberweis, who is challenging Democratic U.S. Sen. Dick Durbin this fall. “There would be only a 10 mph differential rather than 15.”

Quinn’s responded by stating that this was all about driver safety:  “no amount of fines, penalties or jail time can ever replace the lives of those whom we have lost to fatal accidents on our interstate highways,” Quinn said.

Citing the recent traffic deaths tied to big trucks traveling at high speeds, Quinn said, “The convenience of increased speeds for truckers on roadways does not outweigh the safety risks to children, families and our dedicated public servants.”

Quinn cited a July 21 truck crash on Interstate 55 near Arsenal Road in the southwest suburbs. An Indiana trucker, Francisco Espinal Quiroz, 51, of Leesburg, Ind., allegedly was speeding in a work zone when his truck slammed into three vehicles, killing 5 people. He has been charged with falsifying duty logbooks used to verify that a driver is not spending too many hours on the road without rest.

I think the Governor was correct in his decision here. Obviously the Chicagoland area is one of the most congested areas with traffic and trucks make up a big percentage of that congestion. Semitrailer trucks, if not driven properly or at a safe speed, can be prone to traffic accidents. Further, the results of a truck accident can prove much more deadly than regular vehicles based on the size of a semitrailer. I do not believe Governor Quinn was overstepping his boundaries as Governor in this situation.

If or someone you love has been injured in a Chicago truck accident or Chicago car accident, then call Chicago personal injury lawyer, Aaron Bryant, for a free legal consultation at 312-614-1076.

Reckless Homicide Charges Brought In Edgewater Neighborhood Car Crash

The Chicago Tribune reported last week that the driver, who allegedly caused a fatal car accident in the Edgewater neighborhood, was charged with reckless homicide by States Attorney’s office. Prosecutors said the driver hadn’t been drinking, had a valid license and has no criminal background. Judge Donald Panarese Jr. ordered the Russian native’s passport seized.

The accident killed a 71 year old pedestrian and injured five (5) others when the defendant driver tried to pass a CTA bus on the right side through a parking lane. After striking two (2) pedestrians, his vehicle crashed into another which caused a chain reaction.

As I wrote yesterday regarding the Tony Stewart NASCAR accident, drivers who kill someone with their vehicles are typically charged with reckless homicide, which is often referred to as manslaughter. Since it is difficult to prove intent (i.e. that the driver purposely struck the pedestrians), reckless homicide carries a much lighter prison sentence than first or second degree murder. The defendant driver in this case will also be facing civil liability through a wrongful death lawsuit by the family or estate of the pedestrian who was killed at the scene. He will most likely also be sued for the personal injuries of the five (5) others who were injured.

If you or someone you love has been injured in a Chicago traffic accident or Chicago truck accident, then call Chicago personal injury attorney Aaron Bryant for a free legal consultation at 312-614-1076.

NASCAR Driver Tony Stewart Could Face Civil & Criminal Charges For Fatal Crash

NASCAR driver Tony Stewart made national headlines for a fatal crash that occurred Saturday night after his sprint car struck and killed Kevin Ward Jr. in a Saturday night race at Canandaigua (N.Y.) Motorsports Park. To recap, Stewart, who entered this race despite being scheduled for an actual NASCAR event the next day, had an altercation with Ward Jr. while rounding the track which resulted in knocking Ward Jr’s sprint car to the side of the track. A furious Ward Jr. exited his vehicle and walked onto the race track and pointed his finger at Stewart. As Steward was passing Ward Jr., the back end of his car fishtailed and struck Ward Jr. and ultimately killed him right at the scene.

Criminal Charges:

I can honestly say with a straight face that Tony Stewart will not be facing murder charges for this fatal crash as it appears clear that he did not purposely try to injure or kill Ward Jr. The county sheriff and prosecutor are investigating the case right now and I believe it is possible we could see manslaughter charges against Stewart. According to the criminal law attorney  the level of charge depends upon the intent or what is called mens rea. The prosecutor could conclude that Stewart acted with reckless indifference towards Ward Jr. by driving so close and swerving his car in a way that caused it to fishtail into Ward Jr. The prosecutor may conclude that Steward should have known these actions would cause great bodily harm. These are the types of charges that result often times from drunk driving or reckless driving deaths. The intent (mens rea) was not purposeful but it could be argued that Stewart acted with such indifference towards Ward Jr. that he should be charged. Even if charges are brought, I think this will be a very tough case for the prosecutor because Ward Jr. was acting reckless himself by walking out onto the race track and could be viewed merely as an accident.

Civil Liability:

There is no question that the family of Ward Jr. will file a wrongful death lawsuit against both Tony Stewart and his team and the owners of the race track. The lawsuit will allege that Stewart acted negligently by driving so close and driving in a way causing it to fishtail into Ward Jr. Further, Ward Jr.’s attorneys will argue that Stewart, a veteran driver, should have know that his car could have reacted that way and a fish tail action could have swerved into Ward Jr. Again, like the criminal case, this will be a tough to prove for Ward Jr.’s family because their son acted negligently himself by walking onto the track. Ward Jr., no doubt, will be found at least partially at fault for his own death. This is referred to as comparative fault, which depending on the percentage found by the jury, could reduce any award given to the family. If Stewart (and the race track) are found at least 51% at fault, then Stewart and the race track owners will have to pay damages to the Ward Jr. family for his wrongful death.

This is a case I will be following closely and will definitely be posting about again once we learn more information.

If you or someone you love has been involved in an Illinois wrongful death case or a Chicago car crash, then call Chicago personal injury attorney, Aaron Bryant, for a free legal consultation at 312-614-1076.

9,000 Red Light Ticket Recipients Will Receive Chance To Appeal

I wrote recently about the Chicago Tribune investigative article about abnormal spikes in red light camera tickets at various locations around the city. This story made news headlines around the country. The City Council responded last week with a hearing on the issue and announced that they were going to give ticket recipients a chance to appeal.

At a hearing of the City Council Committee on Pedestrian and Traffic Safety, Transportation Commissioner Rebekah Scheinfeld said the city’s Finance Department will send letters to approximately 9,000 motorists who were issued a red light camera. Those people will be invited to get a new review of their case, and if it’s found the violation was an error, they’ll get a refund.

At the hearing, Commissioner Scheinfeld did come to the defense of how the red light cameras work and that there could be explanations for some of the spikes in tickets:

“It is important to note that there are always spikes in any automated enforcement system due to fluctuations in traffic volume and driver behavior where cameras are located. For example, if a street is closed for construction, increased traffic flow on an adjacent street or alternate route might drive up violations for a period of time during that construction. The occurrence of special events or severe weather can also create significant changes in traffic patterns,” she added.

In particular, she noted one spike cited by the Tribune — at 119th and Halsted in May and June 2011 — appeared to be the result of a project to repair the 111th Street and 115th Street bridges over Interstate 57. Shcheinfeld said the city believes drivers likely used Halsted to bypass the construction work by exiting I-57 at 99th and Halsted, then heading south to 119th Street to get back on the interstate.

I have called into question the validity of red light tickets from the beginning. Both former Mayor Daley and now Emanuel have stated over and over that the red light cameras (and speed cameras) are used for safety purposes. I have written in the past and still believe that this is a ruse and merely money grab by the city. There have been studies around the country concluding that red light cameras actually make intersections MORE dangerous because drivers stop quickly and increase the chance of a car crash. You can read one particular study here.

Now we learn that thousands of these tickets may have been erroneously issued. Prior to that we learned that Redflex, the company that handled the speeder cameras, bribed their way into their contract with the city. This lead to a class action lawsuit against Redflex for being unjustly enriched for the work done for their city based on illegal bribes. I have to ask, when to we finally call for end to these types of tickets?  I have to give the city some credit for at least recognizing the possible errors here and the potential for ticket recipients to be refunded their money.

If you or someone you know has been seriously injured in a Chicago car accident or Chicago truck accident, then call Chicago personal injury lawyer, Aaron Bryant, for a free legal consultation at 312-614-1076.

 

Chicago Police To Focus On Drivers Who Ignore Cross Walks

Despite a pedestrian safety law passed by the state of Illinois in 2010, pedestrian accidents have continued to be a huge issue in the city of Chicago. According to the Chicago Tribune, Chicago averages 3,000 auto pedestrian accidents and 30 pedestrian deaths per year. To combat this issue, Chicago police have organized 60 pedestrian safety enforcement stings planned for this year to draw attention to this ongoing issue. The operations will be conducted close to schools, senior citizen housing and busy retail areas, officials said.

Motorists are required to stop for pedestrians in crosswalks under a state law that took effect in 2010. The law, which carries a possible $120 fine in Chicago and up to $500 in some other jurisdictions, replaced a requirement that drivers yield to pedestrians and stop when necessary.

Chicago police last year issued more than 1,200 tickets for failure to stop for pedestrians at crosswalks, officials said. City officials say their goal is to eliminate half of serious pedestrian injuries during the next five years and the other half five years after that.

As I have written about multiple times in the past, Mayor Rahm Emanuel and Chicago officials have made it a priority to make city streets safe and accessible for bicyclists. I think equal attention needs to be provided for pedestrian safety. We live in one of the most congested cities in North America for motorists, bicyclists and pedestrians, and this type of enforcement is necessary to ensure drivers are following the rules of the road, which will in turn protect everyone – – including pedestrians.

If you or someone you love has been injured in a Chicago pedestrian accident or Chicago car crash, then call Chicago personal injury lawyer, Aaron Bryant for a free legal consultation at 312-614-1076.

Chicago Officials Announce First Barrier Protected Bike Lane

The fantastic Chicago website DNAinfo.com reported this week that Chicago transportation officials have begun plans for the first concrete barrier protected bicycle lane. The lane will be constructed on a stretch of Clybourn in the Old Town neighborhood. “This would be the first use of concrete physical separation,” said Nathan Roseberry, a senior engineer with the Illinois Department of Transportation. “We are going to be using this project as a means to study elements of the design to see how they work, see how they can be improved.”

The first proposal would include barrier-protected lanes on both sides of the street from Halsted Street to Division Street.

A second proposal, presented as an alternative, would include barrier-protected lanes from Halsted to Larrabee, and then a striped bike lane from Larrabee to Division. That option would preserve parking spaces, but would get rid of the physical separation between cyclists and vehicle traffic.

Both options would take Clybourn down to one lane of traffic at all times and result in a loss of parking along the street.

This is continued progress for Mayor Emanuel and his quest to make Chicago the most bicycle friendly city in North America. The positive development for me is that this should prevent potential violent traffic accidents between bikes and automobiles. The isolated  bike lane will protect bicyclists from vehicle collisions and dooring accidents. I will be interested to see if the city plans on adding additional barriers to bike lanes in other parts of the city, including downtown.

If you or someone you love has been injured in a Chicago bike accident or Chicago car accident, then call Chicago personal injury, Aaron Bryant, for a free legal consultation at 312-614-1076.

Chicago Tribune Investigation Reveals Thousands Of Bogus Red Light Camera Tickets

I wrote last week about a class action lawsuit filed against the red light camera technology company, Redflex, that the city of Chicago contracted with for its red light camera enforcement. The basis of the lawsuit was that Redflex unjustly profited from ticket fines after it was revealed that they bribed their way into the contract with Chicago transportation officials.

Shortly after the lawsuit was filed, the Chicago Tribune published an article based on a 10 month investigation about bogus tickets being produced by the Redflex technology. The investigation reported the following irregularities in ticket enforcement:

“Cameras that for years generated just a few tickets daily suddenly caught dozens of drivers a day. One camera near the United Center rocketed from generating one ticket per day to 56 per day for a two-week period last summer before mysteriously dropping back to normal.

Tickets for so-called rolling right turns on red shot up during some of the most dramatic spikes, suggesting an unannounced change in enforcement. One North Side camera generated only a dozen tickets for rolling rights out of 100 total tickets in the entire second half of 2011. Then, over a 12-day spike, it spewed 563 tickets—560 of them for rolling rights.

Many of the spikes were marked by periods immediately before or after when no tickets were issued—downtimes suggesting human intervention that should have been documented. City officials said they cannot explain the absence of such records.”

I think one of two things (or possibly both) will happen. First, the city and Redflex will offer refunds on tickets paid during this period of abnormal ticket enforcement. The second is another class action lawsuit against Redflex and possibly the city. Regardless if this glitch in the system was done intentionally or not (both the city and Redflex stated they knew nothing until the investigation came out), those ticketed on these dates should be reimbursed.

If you or someone you love has been seriously injured in a Chicago car crash or Chicago truck accident, then call Chicago personal injury lawyer, Aaron Bryant, for a free legal consultation at 312-614-1076.

 

Class Action Lawsuit Filed Against Former Chicago Red Light Camera Company

CBS Chicago reported today that a class action lawsuit has been filed against Redflex Traffic Systems alleging that they owe $100 million to motorists who received red light tickets while the company was doing business with the city of Chicago. The lawsuit alleges that motorists are owed a refund because Redflex only received the contract for their services through bribery.

Redflex was removed of their services in 2013 after it was revealed that the company had bribed a city of Chicago transportation official in order to gain the contract for the red light cameras.  The lawsuit states in part:

“As a direct result of the bribery scheme, defendants were able to contractually retain approximately 20-25% of all ‘ticket revenue’ generated by tickets… Both Redflex and the City of Chicago have recognized that the Redflex contract with the City of Chicago was secured through corrupt behavior… As such, Redflex’s $100 million (+) dollars in revenue since 2003 generated under the corrupt contract represents ill-gotten gains that have unjustly enriched Redflex. Defendants’ retention of said benefit violates the fundamental principles of justice, equity, and good conscience.”

Both personal injury and class action attorneys often receive a bad rap for the work they do. They are portrayed by the insurance company lobbyists and in the media as greedy and self –serving. As a result, the general public overlooks that the work performed by the plaintiff’s bar is done to make our society safer or to correct a wrong where companies have been unjustly enriched at an expense to the public. It must be recognized that plaintiff and class action attorneys work hard to save lives and also give a fair shake to everyone. This is most evident when companies are made aware of and forced to repair a faulty product like defective car seats or strollers. Or, in this situation where a private company may be forced to pay back millions in profit they received from bribing city officials. I say this class action lawsuit is just and was a long time coming.

If you or someone you love has been injured in a Chicago car accident or Chicago truck accident, then call Chicago personal injury attorney, Aaron Bryant, for a free legal consultation at 312-614-1076.

Tracy Morgan Files Lawsuit Against Wal-Mart & Truck Driver

Famous actor and comedian, Tracy Morgan, has filed a lawsuit in Federal Court in New Jersey regarding the deadly truck accident that killed another passenger in Mr. Morgan’s limousine and seriously injured two others. The limousine was travelling to New York from a show in Delaware when they slowed down for construction on Interstate 95 near Cranbury Township, N.J., and were hit by the truck just before 1 a.m. The vehicle collision forced the limousine into six other vehicles.

The lawsuit alleges negligent and reckless behavior by Wal-Mart and their employee and the complaint specifically states, ““Wal-Mart knew or should have known that it was unreasonable for Mr. Roper to commute more than 700 miles from his home in Jonesboro, Georgia to work at a Wal-Mart facility in Smyrna, Delaware, especially immediately before he was to commence a long shift operating a truck that weighed approximately 30–40 tons.” The lawsuit also alleges that the truck driver fell asleep at the wheel at the time of the accident. 

If it is determined that Wal-Mart and it’s employee were negligent and caused this accident, they will be responsible for Mr. Morgan’s and the other injured passengers’ medical bills, lost wages, pain and suffering and loss of enjoyment of life. Something that is unclear at this point is whether the Mr. Morgan’s attorneys will be seeking punitive damages against the defendants. Punitive damages are awarded above the normal economic (bills and lost wages) and non-economic damages (pain and suffering) as a form of punishment of willful and wanton behavior by a defendant. For example, Mr. Morgan can allege that Wal-Mart consciously disregarded the safety of others by allowing their driver to continue to drive without sleep even though they knew this created an extreme danger to fellow motorists and violated state and federal trucking statutes. This will be an interesting case to follow as it involves a famous plaintiff and defendant but unfortunately truck accidents happen like this to everyday people around the country.

If you or someone you love has been seriously injured in a Chicago car crash or Chicago truck accident, then call Chicago personal injury attorney, Aaron Bryant, for a free legal consultation at 312-614-1076.